Choose your Add-ons
Add-ons can only be purchased alongside our annual policies. We understand that taxi drivers face unique challenges on the road and that’s why we offer a range of additional coverage options to tailor your policy to your individual needs.
RAC Breakdown Cover
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Roadside, Recovery, Onward travel & At home
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No limit on the number of call outs per year
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Nationwide cover
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Provided by the RAC
Legal Expenses
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Recovery of Losses
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Defence of Criminal Prosecution of a Motoring Offence
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Covers Motor Insurance Database Disputes
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License Protection
Public Liability
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£10 Million cover level
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£100 excess on claims made
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No limit on claims per year
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Does not affect no claims bonus if claiming
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Frequently asked Public Liability questions
Most frequent questions and answers
Public liability insurance coverage helps to protect taxi
drivers from financial losses in the event that they are held
liable for third-party property damage or bodily injury while
carrying out their work
All taxi drivers, whether they work for a taxi company or operate independently, should consider purchasing public liability insurance to protect themselves financially in case of accidents or incidents on the job.
Public liability insurance for taxi drivers typically covers costs related to property damage, medical expenses, and legal fees in case of an accident or incident involving a third party.
The amount of public liability insurance that taxi drivers need will vary based on several factors, such as the type of taxi service they offer, the location where they operate, and the size of their vehicle. It’s best to consult with a specialist insurance provider for a personalised quote.
If a taxi driver is involved in an accident and does not have public liability insurance, they may be personally responsible for paying for any damages or injuries caused to third parties. This can result in significant financial losses for the driver.
Frequently asked Legal Expense questions
Most frequent questions and answers
A legal expenses policy for taxi drivers is a type of insurance coverage that provides financial protection in case of legal disputes related to their job as a taxi driver.
A legal expenses policy for taxi drivers typically covers the costs of hiring a lawyer, court fees, and other legal expenses up to £100,000 in case of a lawsuit related to their job as a taxi driver. This may include disputes over fares, personal injury claims, and other legal issues.
A legal expenses policy is important for taxi drivers because it can provide financial protection in case of a legal dispute, which can result in significant legal fees and expenses. By having a legal expenses policy, taxi drivers can help to cover the costs that may arise in relation to this.
A legal expenses policy for taxi drivers may not cover legal disputes that arise from intentional acts, criminal behavior, or disputes that occurred before the policy was in effect. It is important to carefully review the terms and conditions of the policy to understand the scope of coverage.
Frequently asked RAC breakdown questions
Most frequent questions and answers
RAC breakdown cover includes roadside assistance, recovery, onward travel, and at-home services. If a policyholder’s vehicle breaks down and is 10 years old or younger, the RAC will provide assistance on the side of the road, arrange for the vehicle to be recovered, provide alternative travel arrangements, and, if necessary, arrange for the vehicle to be fixed at the policyholder’s home.
RAC breakdown cover is available to vehicle owners in the United Kingdom with vehicles that are 10 years old or younger. You must be a policy holder to purchase RAC breakdown cover.
If the vehicle cannot be fixed on the side of the road, the RAC will arrange for the vehicle to be recovered to a nearby garage or the policyholder’s home. Onward travel will be provided for you and up to 8 non-fare paying passengers to any location in the UK.
RAC breakdown cover must be purchased at the same time your annual policy is purchased. This can not be added to an existing policy.