Insurance & Cover Types

UK Taxi insurance follows the traditional options for cover type

Taxi insurance is required if you intend to carry passengers for hire and reward. Your taxi must be in good working order and licensed by the appropriate licence authority in your area. There are two types of UK Taxi Insurance:

  • Public Hire Insurance

    For taxis that are licensed to pick people up off the street without a prior booking.

  • Private Hire Insurance

    For private hire vehicles that can only pick up pre-booked fares.

UK Taxi insurance follows the traditional options for cover type:

Comprehensive

Comprehensive taxi insurance covers your taxi for damage, whether it’s your fault or not. You’ll also be covered should you become the victim of fire, theft or vandalism to your vehicle. Third party liability is also covered, so if you should be at fault in an incident, the other party’s losses will be paid for by your insurer.

We know that getting back on the road after an accident is vital for you to continue working. By choosing comprehensive taxi cover, you can protect your day-to-day work as a taxi driver.

Third Party, Fire & Theft

With third party cover, your insurer will cover the cost of repairs to another vehicle, should you be at fault for any damage. This insurance will also protect you from other claims, such as compensation for injury or other property damage, in cases where you may have caused an accident.

As this cover also includes insurance against fire and theft, you can be safe in the knowledge that you’re covered if the unexpected should happen. If your taxi is stolen and never recovered, or written off as the result of fire damage, your insurer will be able to provide a lifeline to get you back on the road.

Third Party Only

Third Party Only will cover you if you cause damage or injury to any third party property, vehicle or person, this also covers you for injury to your passengers.

Got questions around insurance type?

Speak to a member of the Freeway team for more information about getting the right cover for your taxi.

Uber Taxi Insurance Specialists

For a long time before Uber arrived, Freeway specialised in private hire taxi insurance and has developed a particular area of expertise in finding affordable insurance cover for new taxi drivers. In fact, since 2012 hundreds of Uber drivers have benefitted from Freeway’s expertise in taxi insurance for new drivers starting a career as taxi drivers.

 

 

Freeway’s position as one of the country’s best taxi insurance brokers is in part due to the team’s knowledge of the private hire taxi business. Its understanding and expertise stretches beyond taxi insurance and covers the ever-changing climate for professional Uber drivers working in the UK.

Freeway has seen the taxi industry change drastically over 20 years insuring private hire drivers, particularly so as Uber has grown in popularity. We think it’s important to understand the issues affecting our customers, that’s why we dedicate resources regularly to researching the private hire taxi market and keeping track of Uber’s announcements. We help hundreds of Uber taxi drivers every day with insurance cover. If it matters to Uber taxi drivers, it matters to us.

Uber taxi insurance from Freeway includes as standard: public liability insurance for £10 million, legal expenses, windscreen cover, as well as our excess reduction option and protected no claims if hit by an uninsured driver. We’re confident we won’t be beaten on price for this level of cover.

Why Choose Freeway?

Freeway is focused solely on private hire, public hire, executive car and Uber taxi insurance. We deal with taxi insurance – nothing else – and we think we do it better than anyone else.

It means we have an in-depth understanding of the industry and we’ve tailored our products around what UK taxi drivers really need.

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The most comprehensive cover ‘as standard’. We’re confident we can't be matched on that.

Focused on speed. We know time is money and you want your cover sorted as quickly as possible.

We are constantly investing in technology so that we can make it easier for our customers to manage their policies.

Great track record in new driver prices. Less than two years no claims? We’re confident we can get you the very best price.

Our TrustPilot score says it all. We work hard to maintain our 5-star, Excellent rating.

We conduct regular research to stay on top of the changes affecting taxi drivers in the UK so we can keep you informed.

We have one of the best customer renewals rates in the industry. Our existing customers don’t need to look elsewhere.

We operate a 24/7/365 UK-based claims support team.

News

Will Brexit affect your Taxi Insurance?

Will Brexit affect your taxi insurance? Here’s what you need to know: With Brexit just around the corner, there’s still a lot of confusion, and a lot of questions to be answered. Here, we’re going to try and cover all the questions you might be most uncertain about. As of right now, we don’t know […]

Tuesday, November 5th 2019

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