Public Hire Insurance
For taxis that are licensed to pick people up off the street without a prior booking
Since Freeway was founded in 1997 we’ve worked with thousands of chauffeurs and private drivers to provide tailor made insurance packages that suit the working patterns of executive drivers and deliver if and when the time comes to make a claim.
Today we’re known for our attention to detail, as a solid pair of hands and a safe bet for chauffeurs and executive drivers looking for comprehensive insurance cover at a competitive price.
Our understanding of how executive drivers work, means we know the risks that private drivers face and we can arrange insurance accordingly. Our bespoke approach puts us head and shoulders above other executive taxi insurers.
Taxi insurance is required if you intend to carry passengers for hire or reward. Your taxi must be in good working order and licensed by the appropriate licence authority in your area. There are two types of UK Taxi Insurance:
For taxis that are licensed to pick people up off the street without a prior booking
For private hire vehicles that can only pick up pre-booked fares.
Comprehensive taxi insurance covers your taxi for damage, whether it’s your fault or not. You’ll also be covered should you become the victim of fire, theft or vandalism to your vehicle. Third party liability is also covered, so if you should be at fault in an incident, the other party’s losses will be paid for by your insurer.
We know that getting back on the road after an accident is vital for you to continue working. By choosing comprehensive taxi cover, you can protect your day-to-day work as a taxi driver.
With third party cover, your insurer will cover the cost of repairs to another vehicle, should you be at fault for any damage. This insurance will also protect you from other claims, such as compensation for injury or other property damage, in cases where you may have caused an accident.
As this cover also includes insurance against fire and theft, you can be safe in the knowledge that you’re covered if the unexpected should happen. If your taxi is stolen and never recovered, or written off as the result of fire damage, your insurer will be able to provide a lifeline to get you back on the road.
Third Party Only will cover you if you cause damage or injury to any third party property, vehicle or person, this also covers you for injury to your passengers.
Speak to a member of the Freeway team for more information about getting the right cover for your taxi.
Our standards are unashamedly high.
Finding the right executive taxi insurance at the right price for a new customer is just the start of the Freeway experience. We place huge importance on how our executive car drivers and chauffeurs are looked after throughout their period of cover. We make sure we respond quickly to any changes our chauffeurs need to make to their policies and we guarantee we’ll be there to see them through the claims process should they need to report an accident.
For us, the proof of a superior executive driver insurer is in its honest customer reviews and the number of customers who are happy to renew year after year. Freeway is proud of its Trustpilot customer feedback five-star rating and its record of customers who renew each year, including those who have experienced Freeway’s in-house claims process.
Executive taxi insurance from Freeway includes as standard: public liability insurance for £10 million, legal expenses, windscreen cover, as well as our excess reduction option and protected no claims if hit by an uninsured driver. We’re confident we won’t be beaten on price for this level of cover.
Freeway is focused solely on private hire, public hire, executive car and Uber taxi insurance. We deal with taxi insurance – nothing else – and we think we do it better than anyone else.
It means we have an in-depth understanding of the industry and we’ve tailored our products around what UK taxi drivers really need.
Read MoreThe most comprehensive cover ‘as standard’. We’re confident we can't be matched on that.
Focused on speed. We know time is money and you want your cover sorted as quickly as possible.
We are constantly investing in technology so that we can make it easier for our customers to manage their policies.
Great track record in new driver prices. Less than two years no claims? We’re confident we can get you the very best price.
Our TrustPilot score says it all. We work hard to maintain our 5-star, Excellent rating.
We conduct regular research to stay on top of the changes affecting taxi drivers in the UK so we can keep you informed.
We have one of the best customer renewals rates in the industry. Our existing customers don’t need to look elsewhere.
We operate a 24/7/365 UK-based claims support team.
Get an instant online quote or speak to a member of our team