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Taxi Insurance
We insure individual taxi drivers or whole fleets and have competitive deals for black cabs, public and private hire drivers. We specialise in risks for insured only to drive or insured plus one named driver, but there are many other options to choose from.
The Right Taxi Insurance For You
Our specialist taxi team know how important it is to protect every aspect of your business and home life, and that’s why we offer exclusive packages to our customers through additional products such as:
- Public liability cover
- Breakdown cover
- Office contents cover
- Legal protection
- Personal accident cover
- Lost keys cover
- Home and private car insurance
Request a quote online now or call our dedicated taxi team on 0800 980 8465.
Taxi Insurance Explained
Private car insurance is required by law if you intend to use or leave your vehicle on a public highway. Taxi insurance is required if you intend to carry passengers for hire or reward. Taxi Insurance includes mini cab insurance, black cab, private hire insurance and public hire insurance. Your vehicle/taxi must be in good working order and licensed by the appropriate licence authority in your area.
What types of Taxi Insurance are available?
There are two types of UK Taxi Insurance:
- Private Hire Insurance – pre-arranged appointments, usually working from a taxi office. This can also be referred to as minicab insurance.
- Public Hire Insurance – immediate pick up for example black cabs
What types of vehicle can I use as a Taxi?
You may use any vehicle in good working order, but we suggest that you contact your local licensing authority for more information.
- Saloon and estate cars are the most common form of taxi on the UK roads
- Minibuses and MPV’s
- Executive Vehicles require specialist chauffeur insurance
How many drivers may I have on my taxi insurance policy?
You can have more than one person as a Named driver but the majority of taxi insurance policies are for the individual to takes out the policy. As with private vehicle insurance the more drivers you add as a named driver the policy costs increase.
I have run my own taxi business. Tell me about taxi fleet insurance
Taxi Fleet insurance is a specialist area and we have a specialist taxi fleet insurance team who will be able to find just the right policy for your needs.
What cover can I get for my taxi insurance quote?
UK Taxi insurance follows the traditional options:
- Third Party Only
- Third Party Fire and Theft
- Comprehensive
Is there an excess on my Taxi Insurance?
An excess is the amount of money you pay towards a claim, regardless of who is to blame for the incident. When purchasing a taxi insurance policy you will determine how much excess you are willing to pay before a claim. Having a higher excess may reduce your policy premiums considerably. Why not talk this through with one of our advisers.
Why Insure your Taxi with us?
Freeway UK Insurance Services is one of the UK’s leading providers of van, commercial vehicle, courier and taxi insurance. We have an extensive knowledge of our specialist fields and are consistently able to offer quality policies at competitive prices.
Over the last decade we have cultivated strong relationships with a whole panel of insurers and have worked closely with them to develop the best deals for our drivers. We don’t just provide insurance. We focus on understanding you, your needs and your business, which is why we can offer the most suitable and cost-effective cover packages.